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Klarna

Have you Discovered Klarna?

Make shopping so much easier with Klarna! Discover Klarna's three different payment methods, available when placing an order over £95 on our website.

Option 1: Pay in 3

Available for orders between £95 and £1,000. Your payment will be split into three, interest free equal payments. The first payment is made at the point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees so long as you pay on time. Select the Klarna option and enter your debit or credit card information. To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score.


Step-by-Step

1. Select 'Instalments' from the Klarna payment option at the basket stage.
2. Click the 'Buy Now' button.
3. Enter the card details you want your payments to be taken from. Your payments will be split into three equal amounts. The first will be taken once the order is placed with the following two payments taken at 30 and 60 days.

Click here for more information.

A new way to pay that's an alternative to a credit card. 3 instalments gives you flexibility to shop without interest or fees so long as you pay on time. Not making your payment on time could affect your ability to use Klarna in the future. Debt collection agencies are used as a last resort. You must be 18+ and a UK resident to be eligible for this credit offer. Klarna's pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. Subject to status.

F.Hinds Limited, 24 Park Road, Uxbridge, Middlesex, UB8 1NH is authorised and regulated by the Financial Conduct Authority (FCA FRN XXXXX) and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Financial Services UK Limited (BR020956), a branch of Klarna Financial Services UK Limited (556737-0431) which is authorised and regulated by the Swedish Financial Services Authority. Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs apply.

Visit here for full terms and conditions.



Option 2: Pay Later

Available on orders between £95 and £1,000. Receive goods and pay for them within 30 days of them being dispatched by us. Only pay for what you keep, no interest, no fees so long as payments are made on time, no impact on your credit score.

Please note; this option is not available in store.

Step-by-Step

1. Select 'Pay Later' from the Klarna payment option at the basket stage.
2. Click the 'Buy Now' button.
3. Klarna will email you with payment instructions. You then have 30 days to pay for the items once they have been dispatched by us.


Click here for more information.


- Complete the payment in full after purchase at no added cost.
- Report returns directly in our app and only pay for the items that you keep.
- Not making your payment on time could affect your ability to use Klarna in the future.
- Debt collection agencies are used as a last resort. You must be 18+ and a UK resident to be eligible for this credit offer. Klarna's Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. Subject to status.

F.Hinds Limited, 24 Park Road, Uxbridge, Middlesex, UB8 1NH is authorised and regulated by the Financial Conduct Authority (FCA FRN XXXXX) and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Financial Services UK Limited (BR020956), a branch of Klarna Financial Services UK Limited (556737-0431) which is authorised and regulated by the Swedish Financial Services Authority. Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs apply.

Visit here for full terms and conditions.



Option 3: Slice It

Available for orders over £295 we offer a choice of payment plans with an 4.9% APR interest rate.

From £295 - 12 months 4.9% APR typical
From £995 - 12 or 24 months 4.9% APR typical
From £1,995 - 12, 24 of 36 months 4.9% APR typical

An example: An order for £1,000 with 4.9% APR interest totalling £49 would mean a total payment of £1,049. Over 12 months this would mean eleven monthly payments of £87.42 and one of £87.38.

Click here for more information.



Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply. Please note that if a payment is missed Klarna applies an interest rate of 19.9% APR. If you decide to use Financing, Klarna might perform a credit check with credit reference agencies to complete your credit assessment. This credit check will show up as an inquiry on your credit report, will be visible to other lenders and might impact your credit score.

F.Hinds Limited, 24 Park Road, Uxbridge, Middlesex, UB8 1NH is authorised and regulated by the Financial Conduct Authority (FCA FRN 915063) and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Financial Services UK Limited (BR020956), a branch of Klarna Financial Services UK Limited (556737-0431) which is authorised and regulated by the Swedish Financial Services Authority. Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs apply.

Visit here for full terms and conditions.


Check you are Eligible

To use Klarna you must be at least 18 years old. Pay Later and Instalment options are subject to your financial circumstances. When choosing to use the Pay in 3 or Pay in 30 Days Klarna options the checks that they make will not affect your credit rating. If you decide to use Financing Klarna might perform a credit check with credit reference agencies to complete your credit assessment. This credit check will show up as an inquiry on your credit report, will be visible to other lenders and might impact your credit score.

If you are new to using Klarna it is recommended that you ship items to your home address and use personal phone and email addresses (i.e. not your work number/email).

Please spend responsibly: borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly repayments on time.


Why Klarna?

Klarna is a payment provider to more than 200,000 online retailers. Be one of over 90 million people who have trusted Klarna to handle their payment securely. With 'Pay Later' and 'Pay in 3' there's no interest, no fees and no credit agreement. Make payments even easier by downloading the mobile app.


Frequently Asked Questions

Visit Klarna's FAQ page to find out more about using Klarna.

F.Hinds Limited, registered office 24 Park Road Uxbridge UB8 1NH, acts as a credit intermediary and not a lender offer credit products provided exclusively by Klarna Financial Services UK Limited is authorised and regulated by the Financial Conduct Authority (FCA FRN 915063). Klarna Financial Services UK Limited is Authorised by the Swedish Financial Services Authority (Finansinspektionen) and is subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply.” Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.


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